Agency Owner
Andrea A. Panacy:
Andrea has been a dedicated professional in the insurance industry since 2001. Her passion for helping people protect what matters most is matched by her unique life experiences, many of which go hand-in hand with the world of insurance.
For decades, Andrea has been an avid enthusiast and collector of eccentric vintage cars & toys with 2 wheels. This passion not only connects her with fellow collectors but also gives her a deep understanding of the value and importance of specialty coverage.
One of her favorite parts of the job is hearing & seeing the unique vehicles her clients obtain-it’s truly one of the biggest perks!
In addition to her insurance expertise, Andrea has been deeply involved in real estate for over 25 years. With more than a dozen property transactions under her belt many of which were completed without a realtor and included bank-owned properties. She brings a wealth of firsthand knowledge to the table. This experience makes her an excellent resource for clients navigating property purchases and investment decisions.
As the owner of Renfrew Insurance, Andrea has also successfully managed several income properties. She takes a hands-on approach to property management and has completed major projects, including converting single-family homes into multi family residences, and transforming a two family home into a three-family. These accomplishments reflect her strong work ethic, resourcefulness, and deep understanding of both insurance and property investment.
Andrea’s diverse background and practical experience make her exceptionally well- equipped to guide you toward the right insurance solutions-whether it’s for your home, car, business, or unique passion project. She’s not just an insurance professional; she’s someone who truly understands the world you live in.
Melissa J. Johnson
Melissa joined Renfrew Insurance in 2021 bringing with her valuable experiences from her previous role as a medical billing specialist. She has a strong foundation in administrative support , customer service and general office organization. Melissa has successfully adapted these skills to assist Andrea & the insurance clients on a daily basis. In her spare time, she volunteers with two local youth cheer leading organizations.